Personal guidance. Clear explanations. Financing options tailored to your goals.
How Can I Help You?
Every homebuyer and homeowner has different goals. Whether you're purchasing, refinancing, or exploring your home's equity, I'll help you understand your options so you can make an informed decision.
Buying a Home
Whether you're buying your first home or your next one, explore mortgage options that fit your financial goals, down payment, and plans.
Explore Purchase LoansFirst-Time Homebuyers
Buying your first home? Learn about down payments, mortgage programs, potential assistance options, and what to expect along the way.
Explore First-Time Buyer OptionsRefinancing Your Mortgage
Explore opportunities to adjust your mortgage term, change your payment structure, or access equity, based on your needs and financial goals.
Explore RefinancingHome Equity & HELOCs
Discover ways to put your home's equity to work, potentially without replacing your existing low-rate first mortgage.
Explore Home EquityExperience Matters. So Does Who You Work With.
Watch: Why Work With Corey Moser?
I'm Corey Moser, a Utah mortgage professional with nearly 30 years of experience helping homebuyers and homeowners navigate mortgage financing.
My background also includes years of teaching mortgage professionals across the country. That experience has given me a deep appreciation for the guidelines, details, and decisions that can affect a mortgage transaction.
As a mortgage broker, I work with multiple lenders to help you explore available loan programs and understand the advantages and tradeoffs of each.
Straight answers. Thoughtful guidance. Options worth exploring.
More About CoreyMortgage Rates Change. Stay One Step Ahead.
Mortgage rates can change from one day to the next, sometimes without much warning. Understanding what's happening in the market can help you make more informed decisions about buying a home or refinancing. Follow Corey's mortgage market updates for straightforward explanations of what's moving rates and why it matters.
Mortgage Market Update - November 12, 2026
Join Corey Moser with Utah Mortgage Options for the November 12 Mortgage Market Update. Corey discusses recent mortgage market conditions, Treasury yields, mortgage-backed securities, and the economic developments that can influence mortgage pricing. Learn what changing conditions may mean for Utah homebuyers and homeowners considering refinancing.
What Moves Mortgage Rates?
Mortgage rates are influenced by financial markets and economic expectations. Some of the important factors include:
- Inflation reports and their influence on interest rate expectations.
- Treasury yields and mortgage-backed securities as financial markets respond to changing economic conditions.
- Employment reports and other economic developments affecting borrowing costs.
- Federal Reserve policy and expectations about future decisions.
See More Than Just Today's Mortgage Rate
Visit our Utah Mortgage Rates page for rate snapshots, mortgage market commentary, historical rate charts, Treasury trends, and additional educational resources.
Utah Mortgage Rates
Review published mortgage rate snapshots, APR information, and helpful explanations of mortgage pricing.
View Mortgage Rates →Mortgage Market Newsletter
Follow economic reports, interest rate trends, and housing market developments that may influence mortgage financing.
Read the Newsletter →Personalized Rate Quotes
Mortgage pricing depends on your specific loan program, credit profile, property, down payment, and other characteristics.
Request Your Personalized Quote →Want to Know What Mortgage Rate You Could Qualify For?
National averages and mortgage market updates provide useful information, but they aren't personalized rate quotes. Tell us a little about your financing needs, and we'll help you explore mortgage options based on your circumstances.
Mortgage rates, APRs, and market conditions may change without notice. Published averages and market commentary are educational information, not personalized mortgage offers or commitments to lend. Actual mortgage rates, financing terms, and program eligibility depend on borrower qualification, loan characteristics, current lender pricing, and underwriting requirements. Corey Moser | NMLS #274942. Nationwide Loans, Inc. | NMLS #1799965. Equal Housing Opportunity.
Your Rate. Your Target. We'll Keep Watch.
Maybe you're happy with your home but not your current mortgage rate. Maybe you're waiting for the right opportunity to refinance. Whatever your goal, our free Mortgage Rate Watch gives you a simple way to tell us what interest rate you're hoping for.
We'll help monitor mortgage market conditions and review potential refinancing opportunities that could fit your goals.
Periodic monitoring only. No guarantee of a specific rate, notification time, or financing.
Don't Chase Rates. Let Us Help You Watch.
Rates can change. Your financial goals don't have to change with them. Tell us what you're waiting for, and we'll help you recognize when a refinancing opportunity may be worth exploring.
Helpful Mortgage Tools & Resources
Good decisions begin with good information. Whether you're just getting started or comparing your financing options, these resources can help you plan your next steps.
Mortgage Calculators
Explore estimated mortgage payments, affordability, and other important numbers as you plan for a home purchase or refinance.
Explore Mortgage CalculatorsFirst-Time Homebuyer Resources
Learn about down payments, loan programs, potential assistance options, and what to expect throughout the homebuying process.
Explore Homebuyer ResourcesFree Mortgage Guides & Reports
Browse additional educational materials covering mortgage financing, homeownership, and financial considerations worth understanding.
Browse Free Mortgage GuidesReady to Explore Your Mortgage Options?
Whether you're buying a home, refinancing an existing mortgage, or considering your home equity options, I'm here to help you understand your choices. You don't have to figure everything out before reaching out.
Prefer to talk? Call me at (801) 810-9445
Corey Moser | NMLS #274942 Nationwide Loans, Inc. | NMLS #1799965 Equal Housing Lender