- ✓ Free to register
- ✓ Choose your own target rate
- ✓ No obligation to refinance
- ✓ Get contacted when a potential opportunity is identified
Don't Chase Rates. Let Us Help You Watch.
Whether your goal is a lower monthly payment, a shorter mortgage term, or access to home equity, a rate worth exploring may become available in the future.
How Mortgage Rate Watch Works
You don't have to apply for a new mortgage just to keep an eye on rates. Register your target and we'll help you watch for a possible opportunity.
Tell Us Your Target
Share your current mortgage rate, approximate loan balance, and the rate you'd like to reach. You can also tell us what you're hoping to accomplish by refinancing.
We'll Watch the Market
We'll compare your target against available mortgage market information and review potential opportunities as pricing changes. Your individual qualifications still matter.
We'll Contact You
When a potential opportunity is identified, we can reach out to discuss whether current financing options may fit your goals. There's no obligation to move forward.
Set Your Mortgage Rate Target
Complete the form below to join our free Mortgage Rate Watch list.
What Happens After You Sign Up?
Your information will be securely submitted through our Rate Watch signup form for review and follow-up.
- Your target rate is recorded for monitoring.
- We compare potential opportunities with the goals you provide.
- We may contact you by email when a possible match is worth reviewing.
- You decide whether refinancing is right for you.
Important: This is not a mortgage application or a commitment to lend. Signing up does not affect your credit score.
Free Rate Watch Registration
Enter your information and desired target rate below.
The Right Opportunity Might Not Be Today.
If you purchased or refinanced when mortgage rates were higher, you may be hoping for an opportunity to lower your monthly payment or make progress toward other financial goals.
Rather than relying on headlines or national mortgage rate averages, Rate Watch gives you a way to identify the interest rate that matters to you.
When market conditions change, we can evaluate potential refinancing options based on your individual situation.
Here's an Example
Illustrative example only. Rates shown are not current mortgage offers. Actual pricing depends on borrower qualifications, property information, applicable fees, and lender guidelines.
Mortgage Rate Watch FAQs
A few things to know before setting your target mortgage rate.
Is Mortgage Rate Watch really free?
Yes. There is no fee to register for Mortgage Rate Watch, and you're under no obligation to refinance or obtain a mortgage through Utah Mortgage Options.
Does signing up affect my credit?
No. The Rate Watch registration does not involve a credit inquiry. If you later decide to apply for mortgage financing, additional information and a credit review may be required.
What happens if mortgage rates reach my target?
When a potential match is identified, we may contact you to review your financing options. A published mortgage rate reaching your target does not guarantee that the same rate is available for your individual scenario.
How often are mortgage rates checked?
We review mortgage market pricing information periodically. This service does not currently provide real-time or guaranteed rate alerts. Market conditions and lender pricing can change without notice.
What if I don't know my ideal target rate?
That's okay. You can schedule a conversation with Corey Moser to discuss your current mortgage, payment goals, and possible refinancing considerations.
Can I cancel my Rate Watch request?
Yes. You can request removal from the service or unsubscribe from communications at any time. Contact Utah Mortgage Options at (801) 810-9445.
Prefer to Talk Through Your Options?
Not sure what mortgage rate would make refinancing worthwhile? Corey Moser can help you understand your current financing situation and the factors to consider before making a decision.
Mortgage Rate Watch Disclosure: Mortgage Rate Watch is a free informational monitoring and follow-up service. It is not a loan application, rate lock, preapproval, commitment to lend, or guarantee of financing.
The service does not guarantee real-time notifications, any specific rate, or the availability of a mortgage loan. Mortgage rates and lender pricing can change without notice. A published market rate meeting a subscriber's target does not establish individual eligibility.
Actual mortgage rates, APRs, loan costs, and eligibility depend on credit qualifications, loan-to-value ratio, property occupancy, loan amount, loan purpose, discount points, lender underwriting, and applicable program requirements. Refinancing may involve closing costs and does not necessarily result in overall savings.
By registering, subscribers may request follow-up communications according to their selections and the consent terms presented in the form. Subscriber information should be handled according to applicable privacy and data security requirements.
Corey Moser | Mortgage Broker | Nationwide Loans, Inc. | NMLS #1799965 | Equal Housing Lender | (801) 810-9445